Benjamin Franklin once said “A penny saved is a penny earned.” But things have changed a lot since then. Nowadays everyone has to sacrifice a large portion of their paycheck for taxes and other wage-based deductions, what you earn is no longer what you can spend. Moreover, almost everybody depends on credit cards to help with daily needs, and the cost of borrowing would further take away their spendable income.

The roadway to wealth contains a lot of financial planning. But the first step, and the most important one, is to SAVE. Ask any financial experts how you can improve your finance, and you’ll get the same answer: save, save, and save. Yes, saving is the ultimate power that improves your financial situation, hence the quality of your life.

For that purpose, StrictBudget.com strives to bring you the most practical ways to help you cut down your spending and extend your pocket. Take your time to browse through the topics on this page. New saving tips will be added regularly, as life changes give rise to different challenges as well as new ideas, so check back often!